Emergency Rehab Loan Program | Frederick County Division of Housing
Resource Name:Emergency Rehab Loan Program | Frederick County Division of Housing
address
401 Sagner Avenue, Frederick, MD 21701
Eligibility
Residents of Frederick County who meet income requirements.
Required documents
Proof of residence, proof of income.
Hours
Monday-Friday 8am-4pm.
301-600-3531
Voice
·Main
Application process
Visit website for application.
Service area
Frederick County, MD
Other Information
Payment Options
- Free or no-cost care
Special Populations
- Open to All
Offers zero-interest deferred loans up to $15,000 for emergency repairs, code violation corrections, and health or safety modifications. Home Improvement More information:
- Includes single-family homes, townhouses, condominiums, and modular or manufactured housing
- Covers electrical, heating system repair, new roof or porch, indoor plumbing, new well or septic, accessibility improvements, and more
- Requires repayment upon the sale, refinance, or transfer of title to the property
- Excludes properties with an existing reverse mortgage
- Assistance limited to once every two years
Last assured
07/14/2026
Providing organization
Frederick County Division of Housing
County government housing agency.